Important Information
To obtain access to the advertised financial products and services offered by Bethpage, membership is required, which is subject to approval and requires opening and maintaining a $5 Savings Account. Must be a US citizen or permanent resident alien.
[1] Bethpage will not charge an insufficient fund fee if Bethpage declines a transaction that may overdraw your account, however, the payee or merchant may assess a fee if a transaction is returned unpaid. In some instances, Bethpage may be required to pay certain transactions that will overdraw your account resulting in a negative balance, however, Bethpage will not charge an overdraft fee.
[2] A monthly Maintenance Service Charge will be imposed on the last day of the month every month that there is not a qualifying direct deposit made to the account beginning on the second calendar month after the account is opened. For example, an account opened in January will not be charged a monthly Maintenance Service Charge in January. In February we will charge a Monthly Maintenance Service Charge if a qualifying direct deposit is not made to the account during the month. A qualifying direct deposit is a recurring electronic deposit of a paycheck, pension, or government benefits (such as Social Security) from an employer, the government, or similar third party. Certain types of deposited funds may not be considered a qualifying direct deposit including transfers from one account to another, person to person payments such as Zelle®, mobile deposits, deposits made at an ATM or branch.
[3] Surcharge-free ATMs through the Co-op ATM Network must show Co-op ATM logo. ATM transactions performed at ATMs outside of the Co-op ATM Network may be subject to the ATM owner’s fee. Please visit our online ATM Locator for a list of surcharge-free ATMs.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and Conditions apply. Learn more at lovebethpage.com/zelle.
Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.
Tap & Go is a registered trademark of Mastercard International Incorporated. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
