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Certificate Accounts

A Better Way To Grow Your Money.

Certificates At Bethpage

Best for people who have large balances in a liquid account or are looking for higher dividends.

  • Fixed rates for terms up to 60-months. We also offer a 39-Month Bump Up Certificate**. When rates change you have the ability to increase your rate once during the term of your certificate.
  • Open with as little as $50.
  • Seven-day grace period after maturity.

ProductBethpage Annual Percentage Yield (APY)*Regional Bank Average APY^We beat the banks by:
6 MONTH CERTIFICATE1.50%0.39%285%
12 MONTH CERTIFICATE2.00%0.74%170%
18 MONTH CERTIFICATE2.05%0.55%273%
24 MONTH CERTIFICATE2.15%0.74%191%
30 MONTH CERTIFICATE2.15%0.35%514%
36 MONTH CERTIFICATE2.20%0.85%159%
48 MONTH CERTIFICATE2.30%1.00%130%
60 MONTH CERTIFICATE2.50%1.12%123%

^Data is supplied by Datatrac Inc. as of 7/19/2018.

Data supplied by Datatrac. Rate shown is the average rate for the 10 largest banks in the Long Island, New York area, with a minimum balance of $10,000. Actual credit rates may be different.

 *APY = Annual Percentage Yield.

Certificate Calculators

Money Management is about knowing how and where you are spending your money each day and how to plan and budget to save for tomorrow.

Visit the Money Management section under Advice & Planning to learn more...