Savings & Budgeting

Making Saving Simple

A budget can help you spend within your means on a daily, weekly or monthly basis. Once you've put a budget into action, following through with your savings plan becomes much easier. That's why the following sections were written to help you get the ball rolling to achieve your goals.

5 things to LOVE about Bethpage Federal Credit Union

At Bethpage, we love helping our members. Check out just some of the ways we are enriching our members’ lives, as well as the communities in which they live.
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5 Tips for Your Spring Break on a Budget

Spring break doesn’t have to break the bank. With some careful planning, you can save big and still have an unforgettable spring break experience. Read our tips.
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Road Trip on a Budget

Taking a road trip can make for a great, affordable vacation. Before you go, be sure to set your budget and commit to doing your best to stick to it. Check out our road trip tips.
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A Financially Improved You!

New year, new financial goals. Check out our suggestions for resolutions to make to help you achieve your money goals.
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Interest Rate Basics

Whether you are borrowing or depositing money, it is in your best interest to understand what interest is and how it can affect your life today and in the future.
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Creative Ways to Save on Energy Costs

Check out our list of 10 creative ways to lower your energy bills throughout the year.
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Tips for Packing for College

Leaving for college and worried about the packing part? We’ve put together some suggestions on what you may want to bring to college.
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Making the Most of a Youth Savings or a Young Adult Savings Account

Managing money is a life skill that is great to start early. See how a Youth Savings Account can help build a strong foundation for your child.
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Family Fun on a Budget

The summer is a great time for family activities, but there's no need to break the bank. Here are some ways to get that quality time in at little to no cost.
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6 Ways to Help Turn a Dream Vacation into a Reality

Everyone has their own version of a dream vacation. Here are six ways to help make that dream vacation come true.
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How to Protect Your Money While Traveling

Whether you're away on a summer vacation or just doing errands on the other side of town, here are tips to help protect your money while on the go.
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Five Ways to Travel on the Cheap

It is possible to travel on a budget. Here are 5 simple tricks for saving money when planning your next trip.
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3 Easy Steps To Becoming A Successful Saver

It's good to start thinking about your spending habits and what you can add to your savings.
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Tips on Discussing Finances With Your Loved One

Having the talk about finances doesn't have to be scary.
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Set Spending Goals

The first step in planning your financial future is to decide what you want, how important those things are to you and what they'll cost.
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How to Build a Budget

A budget is a blueprint that determines how and when you spend your money. We'll give you helpful tips for creating a budget that fits your lifestyle to allow you to chip away at the goals you have in mind.
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Pay Down Your Debt

A key component of being financially healthy and flexible is reducing the amount you owe.
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Cut Unnecessary Spending

Do you know how much you are actually spending each month? If you're unsure of the answer, or how to determine a rough estimate, your finances may be in trouble.
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How Big Should My Emergency Funds Be

While they can't always be prevented, they can be prepared for.
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Paying Off Debt vs Investing in Savings

Finding some extra money laying around after paying the bills or finishing a shopping spree is always a great feeling, but what should you do with it?
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